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	<title>Tips and Techniques for Buying or Refinancing your house in Dublin, Alameda County and the  East Bay Area</title>
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		<title>East Bay Home Buyers: 7 Weeks Left To Receive As Much As $8,000 In Tax Credits</title>
		<link>http://eastbayloantips.com/2010/03/09/tax-credit-2010/</link>
		<comments>http://eastbayloantips.com/2010/03/09/tax-credit-2010/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 13:47:59 +0000</pubDate>
		<dc:creator>Rodil</dc:creator>
				<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://eastbayloantips.com/?p=1132</guid>
		<description><![CDATA[In November, Congress extended and expanded the First-Time Home Buyer Tax Credit program to include a subset of "move-up" buyers -- homeowners that have owned and lived in their home for 5 of the last 8 years.  The credit ranges up to $8,000 per buyer. There's now just 7 weeks left to take advantage.  To be eligible, home buyers must be under contract for a new home no later than April 30, 2010, and must be closed no later than June 30, 2010.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alameda County Mortgage Report: March 8, 2010</title>
		<link>http://eastbayloantips.com/2010/03/08/mortgage-rates-week-ahead-mar-8-2010/</link>
		<comments>http://eastbayloantips.com/2010/03/08/mortgage-rates-week-ahead-mar-8-2010/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 13:47:32 +0000</pubDate>
		<dc:creator>Rodil</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Weekly Review]]></category>
		<category><![CDATA[Non-Farm Payrolls]]></category>

		<guid isPermaLink="false">http://eastbayloantips.com/?p=1123</guid>
		<description><![CDATA[Mortgage markets improved last week in low-volume trading.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid These 7 Mistakes When Applying For A Mortgage</title>
		<link>http://eastbayloantips.com/2010/03/02/avoid-these-7-mistakes-when-applying-for-a-mortgage/</link>
		<comments>http://eastbayloantips.com/2010/03/02/avoid-these-7-mistakes-when-applying-for-a-mortgage/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 15:00:00 +0000</pubDate>
		<dc:creator>Rodil</dc:creator>
				<category><![CDATA[Mortgage Guidelines]]></category>

		<guid isPermaLink="false">http://eastbayloantips.com/?p=1066</guid>
		<description><![CDATA[Here are 7 mistakes to avoid when you are preparing to get a home mortgage. These items can cause problems when you want to move forward with the loan approval process:
1) Don&#8217;t move money from one bank account to another. These transfers show up as new deposits and can complicate the application process, as you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alameda County Mortgage Report: March 1, 2010</title>
		<link>http://eastbayloantips.com/2010/03/01/mortgage-rates-week-ahead-march-1-2010/</link>
		<comments>http://eastbayloantips.com/2010/03/01/mortgage-rates-week-ahead-march-1-2010/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 13:47:52 +0000</pubDate>
		<dc:creator>Rodil</dc:creator>
				<category><![CDATA[Weekly Review]]></category>
		<category><![CDATA[Consumer Confidence]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[PCE]]></category>

		<guid isPermaLink="false">http://eastbayloantips.com/?p=1061</guid>
		<description><![CDATA[Mortgage markets improved last week as economic reports painted a less-than-stellar portrait of the U.S. economy and concerns of a looming monetary policy change eased. Mortgage pricing improved dramatically, despite a late-Friday retreat.]]></description>
		<wfw:commentRss>http://eastbayloantips.com/2010/03/01/mortgage-rates-week-ahead-march-1-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How You Can Get The Most Accurate, Real-Time Mortgage Rate Quotes Available In The East Bay</title>
		<link>http://eastbayloantips.com/2010/02/25/freddie-mac-pmms-survey/</link>
		<comments>http://eastbayloantips.com/2010/02/25/freddie-mac-pmms-survey/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 13:47:53 +0000</pubDate>
		<dc:creator>Rodil</dc:creator>
				<category><![CDATA[Mortgage Guidelines]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Freddie Mac PMMS]]></category>

		<guid isPermaLink="false">http://eastbayloantips.com/?p=1056</guid>
		<description><![CDATA[Although the newspapers reported mortgage rates down last week, they weren't.  Conforming mortgage rates were higher by at least 1/8 percent, or roughly $11 per $100,000 borrowed per month.  In some cases, rates were up by even more.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>12 Ways To Lower Your Homeowner&#8217;s Insurance In San Ramon - Little known tips can save you money every year</title>
		<link>http://eastbayloantips.com/2010/02/21/12-ways-to-lower-your-homeowners-insurance-in-san-ramon/</link>
		<comments>http://eastbayloantips.com/2010/02/21/12-ways-to-lower-your-homeowners-insurance-in-san-ramon/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 15:00:30 +0000</pubDate>
		<dc:creator>Rodil</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://eastbayloantips.com/?p=1030</guid>
		<description><![CDATA[Little known tips can save you money every yearWant to know how to slash insurance costs for your home in San Ramon and elsewhere in the Highway 680 corridor?

Shop around
Raise Your deductible
Don&#8217;t confuse your home&#8217;s buying price with it&#8217;s rebuilding cost

Read this article in the Mortgage Articles and Forms section for a full explanation.
If you [...]]]></description>
		<wfw:commentRss>http://eastbayloantips.com/2010/02/21/12-ways-to-lower-your-homeowners-insurance-in-san-ramon/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Guideline Change May Increase Costs For Pleasanton Home Buyers</title>
		<link>http://eastbayloantips.com/2010/02/19/fha-guideline-change-may-increase-costs-for-pleasanton-home-buyers/</link>
		<comments>http://eastbayloantips.com/2010/02/19/fha-guideline-change-may-increase-costs-for-pleasanton-home-buyers/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 05:30:20 +0000</pubDate>
		<dc:creator>Rodil</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://eastbayloantips.com/?p=1024</guid>
		<description><![CDATA[This video describes two of the major changes that will affect many borrowers who plan to use an FHA mortgage after April 4, 2010.
Borrowers using FHA mortgages will pay higher costs starting on April 5, 2010. This can affect home buyers and home owners who want to refinance in the Tri-Valley area of Pleasanton, Dublin, [...]]]></description>
		<wfw:commentRss>http://eastbayloantips.com/2010/02/19/fha-guideline-change-may-increase-costs-for-pleasanton-home-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Buying And Refinancing Costs Climb In The East Bay Area - Mortgage Rates Spike On The Federal Reserve&#039;s January 2010 Meeting Minutes</title>
		<link>http://eastbayloantips.com/2010/02/18/fomc-minutes-january-27-2010/</link>
		<comments>http://eastbayloantips.com/2010/02/18/fomc-minutes-january-27-2010/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 13:47:36 +0000</pubDate>
		<dc:creator>Rodil</dc:creator>
				<category><![CDATA[FOMC]]></category>
		<category><![CDATA[FOMC Minutes]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://eastbayloantips.com/2010/02/18/fomc-minutes-january-27-2010/</guid>
		<description><![CDATA[The Fed Minutes is a follow-up document, delivered 3 weeks after an official FOMC meeting. It's a companion piece to the post-meeting press release, detailing the debates and discussions that shaped our central bankers' policy decisions. The Minutes is a terrific look into the Fed's collective mind and, yesterday, Wall Street didn't like what it saw.]]></description>
		<wfw:commentRss>http://eastbayloantips.com/2010/02/18/fomc-minutes-january-27-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Buyers and Refinances Face Tougher Mortgage Approvals In The Tri-Valley</title>
		<link>http://eastbayloantips.com/2010/02/12/mortgage-approvals-are-getting-more-and-more-scarce/</link>
		<comments>http://eastbayloantips.com/2010/02/12/mortgage-approvals-are-getting-more-and-more-scarce/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 19:00:48 +0000</pubDate>
		<dc:creator>Rodil</dc:creator>
				<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Mortgage Guidelines]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://eastbayloantips.com/2010/02/09/mortgage-approvals-are-getting-more-and-more-scarce/</guid>
		<description><![CDATA[The economy's improving but lending standards are not. Nationally, banks are making mortgage approvals harder to come by. Underwriting guidelines are tightening.]]></description>
		<wfw:commentRss>http://eastbayloantips.com/2010/02/12/mortgage-approvals-are-getting-more-and-more-scarce/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Mistakes To Avoid For Better Mortgage Rates In The East Bay - Home Buyers, Home Owners Planning To Refinance Can Protect Their Credit Score And Save Money</title>
		<link>http://eastbayloantips.com/2010/02/10/7-ways-to-protect-your-credit-score-for-better-mortgage-rates/</link>
		<comments>http://eastbayloantips.com/2010/02/10/7-ways-to-protect-your-credit-score-for-better-mortgage-rates/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 20:00:37 +0000</pubDate>
		<dc:creator>Rodil</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit Scoring]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[The Today Show]]></category>

		<guid isPermaLink="false">http://eastbayloantips.com/2010/02/05/7-ways-to-protect-your-credit-score-for-better-mortgage-rates/</guid>
		<description><![CDATA[Credit scores not only make the difference between a mortgage approval and mortgage turn-down, but they also play a large role in determining your actual mortgage note rate. In the 3-minute piece, the NBC Today Show talks about 7 ways that homebuyers ruin their credit -- often by accident.]]></description>
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		<slash:comments>0</slash:comments>
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